Retirement
Retirement goal planner
Start from the monthly income you want in retirement. See the portfolio you need, how much to save each month, and how long the money lasts.
Open planner → ProjectPortfolio projection
Start from what you save today. See how big your portfolio could grow, what it’s worth after inflation, and the income it could pay.
Open projection → Draw downHow long will it last?
Start with a retirement lump sum and a monthly income. See how many years it lasts, and the most you can safely draw.
Open drawdown → Start earlyCost of delay
See what waiting five or ten years to start saving really costs by retirement, and what it takes to catch up.
Open cost of delay →Saving and investing
Education fund
How much to save each month for your child’s university, with education costs rising every year.
Open education fund → Safety netEmergency fund
How many months of expenses to set aside, and how long it takes to build your safety net.
Open emergency fund → InvestLump sum vs monthly investing
Compare investing everything today with spreading it out, and see how a market fall changes the result.
Open comparison →Debt
Loan and mortgage repayment
Your monthly instalment and total interest, and how much an extra monthly payment saves.
Open loan calculator → Pay offDebt payoff: snowball vs avalanche
List your debts and compare paying the smallest first with paying the highest interest first.
Open debt planner →Protection and overview
Insurance needs
Estimate the life cover your family would need and the gap between that and what you have.
Open insurance needs → SnapshotNet worth
Add up what you own and what you owe for a quick snapshot of where you stand.
Open net worth →